SERVICE CHARGES (w.e.f - 01/05/2022) |
SR.NO |
CHARGE DESCRIPTION |
CHARGES |
INCOME |
GST @ 18 % |
TOTAL |
1 |
LOCKER RENT |
|
|
|
|
LOCKER RENT A TYPE |
600.00 |
108.00 |
708.00 |
|
LOCKER RENT B TYPE |
800.00 |
144.00 |
944.00 |
|
LOCKER RENT C TYPE |
1000.00 |
180.00 |
1180.00 |
|
LOCKER RENT D TYPE |
1400.00 |
252.00 |
1652.00 |
|
LOCKER RENT E TYPE |
1600.00 |
288.00 |
1888.00 |
|
LOCKER RENT F TYPE |
2600.00 |
468.00 |
3068.00 |
|
LOCKER RENT G TYPE |
2900.00 |
522.00 |
3422.00 |
|
LOCKER RENT H1 TYPE |
2000.00 |
360.00 |
2360.00 |
|
LOCKER RENT H TYPE |
3300.00 |
594.00 |
3894.00 |
|
LOCKER RENT K1 TYPE |
6000.00 |
1080.00 |
7080.00 |
|
LOCKER RENT K TYPE |
6000.00 |
1080.00 |
7080.00 |
|
LOCKER RENT L TYPE |
6000.00 |
1080.00 |
7080.00 |
2 |
STOP PAYMENT CHARGES (PER INSTRUMENT) (ISSUED CHEQUES / LOST CHEQUE) |
25.00 |
4.50 |
29.50 |
3 |
MAINTENANCE OF MINIMUM BALANCE (PER QUARTER) |
25.00 |
4.50 |
29.50 |
|
SAVINGS A/c (NON CHQ) MINIMUM BALANCE = Rs 1000 |
|
SAVINGS A/c (WITH CHQ) MINIMUM BALANCE = Rs 2000 (wef 01-04-2022) |
|
CURRENT A/c MINIMUM BALANCE = Rs 5000 |
|
PREMIUM SAVINGS A/c AVERAGE BALANCE = Rs 50,000 |
500.00 |
90.00 |
590.00 |
|
PREMIUM CURRENT A/c AVERAGE BALANCE = Rs 1,00,000 |
500.00 |
90.00 |
590.00 |
4 |
RETURN CHARGES INWARD |
350.00 |
63.00 |
413.00 |
5 |
RETURN CHARGES OUTWARD |
100.00 |
18.00 |
118.00 |
6 |
CHEQUE BOOK ISSUE (CU/CC/OD) |
3.00 |
0.54 |
3.54 |
|
PREMIUM CURRENT ACCOUNT PER LEAF (90 LEAF FREE) |
7 |
SAVINGS ACCOUNT PER LEAF (30 LEAF FREE ) |
3.00 |
0.54 |
3.54 |
|
PREMIUM SAVINGS ACCOUNT PER LEAF (45 LEAF FREE) |
|
|
|
8 |
DEMAT CHARGES (INCLUSIVE) |
350.00 |
63.00 |
413.00 |
9 |
ECS / NACH RETURN CHARGES |
250.00 |
45.00 |
295.00 |
10 |
NACH MANDATE CHARGES (INWARD) |
250.00 |
45.00 |
295.00 |
11 |
ATM ADDITION CARD (EXCLUSIVE) |
150.00 |
27.00 |
177.00 |
12 |
ATM AMC |
150.00 |
27.00 |
177.00 |
13 |
CARD REPLACEMENT |
200.00 |
36.00 |
236.00 |
14 |
PIN REPLACEMENT |
100.00 |
18.00 |
118.00 |
15 |
OUTSTATION BILLS RETURN CHARGES |
250.00 |
45.00 |
295.00 |
16 |
O.B.C RETURN CHARGES |
100.00 |
18.00 |
118.00 |
17 |
DUPLICATE PASSBOOK ONE YEAR ENTRY (MAX 2 PAGE) |
50.00 |
9.00 |
59.00 |
18 |
ADDITIONAL PAGE / STATEMENT PER PAGE |
15.00 |
2.70 |
17.70 |
19 |
RTGS CHARGES |
|
|
2 LAKH TO 5 LAKH (NO CHARGE VIA DIGITAL CHANNEL) |
24.00 |
4.32 |
28.32 |
|
> 5 LAKH (NO CHARGE VIA DIGITAL CHANNEL) |
49.00 |
8.82 |
57.82 |
|
PREMIUM CURRENT ACCOUNT & PREMIUM SAVINGS ACCOUNT |
NIL |
20 |
NEFT CHARGES |
|
|
UPTO 10,000 (NO CHARGE VIA DIGITAL CHANNEL) |
2.50 |
0.45 |
2.95 |
|
> 10,000 UPTO 1,00,000 (NO CHARGE VIA DIGITAL CHANNEL) |
5.00 |
0.90 |
5.90 |
|
> 1,00,000 UPTO 2,00,000 (NO CHARGE VIA DIGITAL CHANNEL) |
15.00 |
2.70 |
17.70 |
|
ABOVE 2,00,000 (NO CHARGE VIA DIGITAL CHANNEL) |
25.00 |
4.50 |
29.50 |
|
PREMIUM CURRENT ACCOUNT & PREMIUM SAVINGS ACCOUNT |
NIL |
21 |
PAY SLIP |
|
|
UPTO 10,000 |
30.00 |
5.40 |
35.40 |
|
10,001 TO 1,00,000 |
50.00 |
9.00 |
59.00 |
|
> 1,00,000 |
100.00 |
18.00 |
118.00 |
|
PREMIUM CURRENT ACCOUNT & PREMIUM SAVINGS A/c |
NIL |
22 |
DEMAND DRAFT |
|
|
UPTO 10,000 |
40.00 |
7.20 |
47.20 |
|
10,001 TO 60,000 |
60.00 |
10.80 |
70.80 |
|
> 60,001 |
1 Rs PER 1000 |
|
|
MAX 1120 (GST EXTRA) |
|
PREMIUM CURRENT ACCOUNT & PREMIUM SAVINGS ACCOUNT |
NIL |
23 |
DD / PO CANCELLATION CHARGES |
50.00 |
9.00 |
59.00 |
24 |
INTEREST CHARGE ON LATE SUBMISSION OF STOCK STATEMENT |
2 % OF OUTSTANDING BALANCE |
25 |
SHARE TRANSFER FEE |
|
|
7.00 |
26 |
MEMBERS ID CARD FEE |
|
|
34.00 |
27 |
ENTRANCE FEE |
|
|
50.00 |
28 |
NOMINAL MEMBERSHIP FEE |
|
|
50.00 |
29 |
DUPLICATE SHARE CERTIFICATE ISSUE FEE (PER CERTIFICATE) |
|
|
50.00 |
30 |
TOKEN LOST CHARGES |
500.00 |
90.00 |
590.00 |
31 |
LOAN PROCESS FEE (100 % at the time of Sanction / Process) |
|
|
LOAN UPTO 1 LAKH |
500.00 |
90.00 |
590.00 |
|
ABOVE 1 LAKH TO 5 LAKH |
1000.00 |
180.00 |
1180.00 |
|
ABOVE 5 LAKH TO 10 LAKH |
3000.00 |
540.00 |
3540.00 |
|
ABOVE 10 LAKH TO 25 LAKH |
5000.00 |
900.00 |
5900.00 |
|
ABOVE 25 LAKH TO 1 CRORE |
0.25 % OF ADV AMT + GST EXTRA |
|
ABOVE 1 CRORE |
0.30 % OF ADV AMT + GST EXTRA |
32 |
A/C CLOSE CHARGES (CURRENT ACCOUNT & SAVINGS ACCOUNT) |
250.00 |
45.00 |
295.00 |
33 |
OD / CC RENEWAL CHARGES |
|
|
UPTO 10 LAKH |
NIL |
|
ABOVE 10 LAKH |
0.20 % OF DISB AMT + GST EXTRA |
MOBILE / INTERNET BANKING USER GETS 50 % DISCOUNT w.e.f 15/12/2021 - FOR ONLY THOSE WHO UTILISES 10% OF THEIR TOTAL DEBIT TRANSACTIONS THROUGH MOBILE / INTERNET BANKING. |
34 |
PROPERTY RELEASE CHARGE |
5000.00 |
900.00 |
5900.00 |
35 |
SOLVENCY CERTIFICATE |
|
|
UPTO 1 LAKH |
250.00 |
45.00 |
295.00 |
|
ABOVE 1 LAKH TO 10 LAKH |
500.00 |
90.00 |
590.00 |
|
ABOVE 10 LAKH TO 50 LAKH |
1000.00 |
180.00 |
1180.00 |
|
ABOVE 50 LAKH |
2500.00 |
450.00 |
2950.00 |
|
ADVANCE FACILIATION CHARGES |
|
36 |
TOD / EXCEED CHARGES AT THE TIME OF TOD |
2000.00 |
360.00 |
2360.00 |
37 |
TOD / EXCEED EXTEND CHARGES |
2000.00 |
360.00 |
2360.00 |
38 |
PROPERTY CHANGE REQUEST (PER LOAN) |
3000.00 |
540.00 |
3540.00 |
39 |
MACHINERY CHANGES REQUEST |
1000.00 |
180.00 |
1180.00 |
40 |
SUPPLIER CHANGES REQUEST |
1000.00 |
180.00 |
1180.00 |
41 |
RESOLUTION CANCEL / EXTENSION REQUEST |
1000.00 |
180.00 |
1180.00 |
42 |
SWITCHOVER CHARGES (CHARGES + 18 % GST EXTRA) |
2 % OUTSTANDING (Other than Individual only) |
43 |
COMMITMENT CHARGES (CHARGES + 18 % GST EXTRA) |
1 % ON UNUSED PORTION * |
|
*NOTE:= In CC/OD Accounts (Except against Liquid Assets) 1% Commitment charge to be levied on unused portion if the annual average limit utilization is less than 65% |
44 |
ADVANCE CONDITION VIOLATION CHARGES |
2 % OUTSTANDING AMT OF LOAN /OVERDRAFT OR SANCTIONED AMOUNT |
45 |
CERSAI REGISTRATION CHARGES (PER ASSET) |
|
|
MOVABLE ASSET (FRESH REGISTRATION) |
100.00 |
18.00 |
118.00 |
|
MOVABLE ASSET ( EXISITING REGISTRATION) |
NIL |
|
IMMOVABLE ASSET (FRESH REGISTRATION) |
NIL |
|
IMMOVABLE ASSET (EXISTING REGISTRATION) |
NIL |
|
ADDITIONAL FEE (MOVABLE ASSET FRESH REGISTRATION) |
NIL |
|
NO OF DAYS OF DELAY IN FILING OF SECURITY INTEREST |
|
|
FROM 31 DAYS TO 40 DAYS (TWO TIMES THE AMOUNT OF APPLICABLE FEE + ORIGINAL FEE) |
300.00 |
54.00 |
354.00 |
|
FROM 41 DAYS TO 50 DAYS (FIVE TIMES THE AMOUNT OF APPLICABLE FEE + ORIGINAL FEE) |
600.00 |
108.00 |
708.00 |
|
FROM 51 DAYS TO 60 DAYS (TEN TIMES THE AMOUNT OF APPLICABLE FEE + ORIGINAL FEE) |
1100.00 |
198.00 |
1298.00 |
46 |
SMS CHARGES QUARTERLY (SAVINGS,PREMIUM SAVINGS,CURRENT,CC-OD ACCOUNTS) |
10.00 |
1.80 |
11.80 |
|
SMS CHARGES FOR PREMIUM CURRENT ACCOUNT |
NIL |
47 |
CASH HANDLING CHARGES AGGREGATE AMT CREDITED IN A/C PER DAY |
|
|
BELOW 5 LAKH |
NIL |
|
> = 5 LAKH < 10 LAKH |
50.00 |
9.00 |
59.00 |
|
> = 10 LAKH < 20 LAKH |
100.00 |
18.00 |
118.00 |
|
> = 20 LAKH < 30 LAKH |
200.00 |
36.00 |
236.00 |
|
> = 30 LAKH |
500.00 |
90.00 |
590.00 |
|
CASH HANDLING CHARGES :- PREMIUM CURRENT ACCOUNT & PREMIUM SAVINGS ACCOUNT |
UP TO 20 LAKH FREE |
|
FOREIGN LETTER OF CREDIT |
|
48 |
(A) SIGHT L/C (DP) :- 0.50% PER LC INCLUDING COMMISSION & COMMISSION OF OTHER BANKS (GST - 18% EXTRA) |
|
|
(B) USANCE L/C (DA) :- 1.50% P.A INCLUDING COMMISSION OF OTHER BANKS (GST - 18% EXTRA) |
|
49 |
INLAND L/C (USANCE & SIGHT) - 0.50% PER L/C (GST - 18% EXTRA) |
|
|
INLAND GUARANTEE |
|
50 |
1%COMMISSION PER ANNUM IN CASE OF 100% SECURED GUARANTEE / L.C BY WAY OF OUR FD RECEIPTS. IN ALL OTHER CASES 1.50% COMMISSION PER ANNUM (GST - 18% EXTRA) |
|