| SERVICE CHARGES (w.e.f - 01/05/2022) | ||||
| SR.NO | CHARGE DESCRIPTION | CHARGES | ||
| INCOME | GST @ 18 % | TOTAL | ||
| 1 | LOCKER RENT | |||
| LOCKER RENT A TYPE | 600.00 | 108.00 | 708.00 | |
| LOCKER RENT B TYPE | 800.00 | 144.00 | 944.00 | |
| LOCKER RENT C TYPE | 1000.00 | 180.00 | 1180.00 | |
| LOCKER RENT D TYPE | 1400.00 | 252.00 | 1652.00 | |
| LOCKER RENT E TYPE | 1600.00 | 288.00 | 1888.00 | |
| LOCKER RENT F TYPE | 2600.00 | 468.00 | 3068.00 | |
| LOCKER RENT G TYPE | 2900.00 | 522.00 | 3422.00 | |
| LOCKER RENT H1 TYPE | 2000.00 | 360.00 | 2360.00 | |
| LOCKER RENT H TYPE | 3300.00 | 594.00 | 3894.00 | |
| LOCKER RENT K1 TYPE | 6000.00 | 1080.00 | 7080.00 | |
| LOCKER RENT K TYPE | 6000.00 | 1080.00 | 7080.00 | |
| LOCKER RENT L TYPE | 6000.00 | 1080.00 | 7080.00 | |
| 2 | STOP PAYMENT CHARGES (PER INSTRUMENT) (ISSUED CHEQUES / LOST CHEQUE) | 25.00 | 4.50 | 29.50 |
| 3 | MAINTENANCE OF MINIMUM BALANCE (PER QUARTER) | 25.00 | 4.50 | 29.50 |
| SAVINGS A/c (NON CHQ) MINIMUM BALANCE = Rs 1000 | ||||
| SAVINGS A/c (WITH CHQ) MINIMUM BALANCE = Rs 2000 (wef 01-04-2022) | ||||
| CURRENT A/c MINIMUM BALANCE = Rs 5000 | ||||
| PREMIUM SAVINGS A/c AVERAGE BALANCE = Rs 50,000 | 500.00 | 90.00 | 590.00 | |
| PREMIUM CURRENT A/c AVERAGE BALANCE = Rs 1,00,000 | 500.00 | 90.00 | 590.00 | |
| 4 | RETURN CHARGES INWARD | 350.00 | 63.00 | 413.00 |
| 5 | RETURN CHARGES OUTWARD | 100.00 | 18.00 | 118.00 |
| 6 | CHEQUE BOOK ISSUE (CU/CC/OD) | 3.00 | 0.54 | 3.54 |
| PREMIUM CURRENT ACCOUNT PER LEAF (90 LEAF FREE) | ||||
| 7 | SAVINGS ACCOUNT PER LEAF (30 LEAF FREE ) | 3.00 | 0.54 | 3.54 |
| PREMIUM SAVINGS ACCOUNT PER LEAF (45 LEAF FREE) | ||||
| 8 | DEMAT CHARGES (INCLUSIVE) | 350.00 | 63.00 | 413.00 |
| 9 | ECS / NACH RETURN CHARGES | 250.00 | 45.00 | 295.00 |
| 10 | NACH MANDATE CHARGES (INWARD) | 250.00 | 45.00 | 295.00 |
| 11 | ATM ADDITION CARD (EXCLUSIVE) | 150.00 | 27.00 | 177.00 |
| 12 | ATM AMC | 150.00 | 27.00 | 177.00 |
| 13 | CARD REPLACEMENT | 200.00 | 36.00 | 236.00 |
| 14 | PIN REPLACEMENT | 100.00 | 18.00 | 118.00 |
| 15 | OUTSTATION BILLS RETURN CHARGES | 250.00 | 45.00 | 295.00 |
| 16 | O.B.C RETURN CHARGES | 100.00 | 18.00 | 118.00 |
| 17 | DUPLICATE PASSBOOK ONE YEAR ENTRY (MAX 2 PAGE) | 50.00 | 9.00 | 59.00 |
| 18 | ADDITIONAL PAGE / STATEMENT PER PAGE | 15.00 | 2.70 | 17.70 |
| 19 | RTGS CHARGES | |||
| 2 LAKH TO 5 LAKH (NO CHARGE VIA DIGITAL CHANNEL) | 24.00 | 4.32 | 28.32 | |
| > 5 LAKH (NO CHARGE VIA DIGITAL CHANNEL) | 49.00 | 8.82 | 57.82 | |
| PREMIUM CURRENT ACCOUNT & PREMIUM SAVINGS ACCOUNT | NIL | |||
| 20 | NEFT CHARGES | |||
| UPTO 10,000 (NO CHARGE VIA DIGITAL CHANNEL) | 2.50 | 0.45 | 2.95 | |
| > 10,000 UPTO 1,00,000 (NO CHARGE VIA DIGITAL CHANNEL) | 5.00 | 0.90 | 5.90 | |
| > 1,00,000 UPTO 2,00,000 (NO CHARGE VIA DIGITAL CHANNEL) | 15.00 | 2.70 | 17.70 | |
| ABOVE 2,00,000 (NO CHARGE VIA DIGITAL CHANNEL) | 25.00 | 4.50 | 29.50 | |
| PREMIUM CURRENT ACCOUNT & PREMIUM SAVINGS ACCOUNT | NIL | |||
| 21 | PAY SLIP | |||
| UPTO 10,000 | 30.00 | 5.40 | 35.40 | |
| 10,001 TO 1,00,000 | 50.00 | 9.00 | 59.00 | |
| > 1,00,000 | 100.00 | 18.00 | 118.00 | |
| PREMIUM CURRENT ACCOUNT & PREMIUM SAVINGS A/c | NIL | |||
| 22 | DEMAND DRAFT | |||
| UPTO 10,000 | 40.00 | 7.20 | 47.20 | |
| 10,001 TO 60,000 | 60.00 | 10.80 | 70.80 | |
| > 60,001 | 1 Rs PER 1000 | |||
| MAX 1120 (GST EXTRA) | ||||
| PREMIUM CURRENT ACCOUNT & PREMIUM SAVINGS ACCOUNT | NIL | |||
| 23 | DD / PO CANCELLATION CHARGES | 50.00 | 9.00 | 59.00 |
| 24 | INTEREST CHARGE ON LATE SUBMISSION OF STOCK STATEMENT | 2 % OF OUTSTANDING BALANCE | ||
| 25 | SHARE TRANSFER FEE | 7.00 | ||
| 26 | MEMBERS ID CARD FEE | 34.00 | ||
| 27 | ENTRANCE FEE | 50.00 | ||
| 28 | NOMINAL MEMBERSHIP FEE | 50.00 | ||
| 29 | DUPLICATE SHARE CERTIFICATE ISSUE FEE (PER CERTIFICATE) | 50.00 | ||
| 30 | TOKEN LOST CHARGES | 500.00 | 90.00 | 590.00 |
| 31 | LOAN PROCESS FEE (100 % at the time of Sanction / Process) | |||
| LOAN UPTO 1 LAKH | 500.00 | 90.00 | 590.00 | |
| ABOVE 1 LAKH TO 5 LAKH | 1000.00 | 180.00 | 1180.00 | |
| ABOVE 5 LAKH TO 10 LAKH | 3000.00 | 540.00 | 3540.00 | |
| ABOVE 10 LAKH TO 25 LAKH | 5000.00 | 900.00 | 5900.00 | |
| ABOVE 25 LAKH TO 1 CRORE | 0.25 % OF ADV AMT + GST EXTRA | |||
| ABOVE 1 CRORE | 0.30 % OF ADV AMT + GST EXTRA | |||
| 32 | A/C CLOSE CHARGES (CURRENT ACCOUNT & SAVINGS ACCOUNT) | 250.00 | 45.00 | 295.00 |
| 33 | OD / CC RENEWAL CHARGES | |||
| UPTO 10 LAKH | NIL | |||
| ABOVE 10 LAKH | 0.20 % OF DISB AMT + GST EXTRA | |||
| MOBILE / INTERNET BANKING USER GETS 50 % DISCOUNT w.e.f 15/12/2021 - FOR ONLY THOSE WHO UTILISES 10% OF THEIR TOTAL DEBIT TRANSACTIONS THROUGH MOBILE / INTERNET BANKING. | ||||
| 34 | PROPERTY RELEASE CHARGE | 5000.00 | 900.00 | 5900.00 |
| 35 | SOLVENCY CERTIFICATE | |||
| UPTO 1 LAKH | 250.00 | 45.00 | 295.00 | |
| ABOVE 1 LAKH TO 10 LAKH | 500.00 | 90.00 | 590.00 | |
| ABOVE 10 LAKH TO 50 LAKH | 1000.00 | 180.00 | 1180.00 | |
| ABOVE 50 LAKH | 2500.00 | 450.00 | 2950.00 | |
| ADVANCE FACILIATION CHARGES | ||||
| 36 | TOD / EXCEED CHARGES AT THE TIME OF TOD | 2000.00 | 360.00 | 2360.00 |
| 37 | TOD / EXCEED EXTEND CHARGES | 2000.00 | 360.00 | 2360.00 |
| 38 | PROPERTY CHANGE REQUEST (PER LOAN) | 3000.00 | 540.00 | 3540.00 |
| 39 | MACHINERY CHANGES REQUEST | 1000.00 | 180.00 | 1180.00 |
| 40 | SUPPLIER CHANGES REQUEST | 1000.00 | 180.00 | 1180.00 |
| 41 | RESOLUTION CANCEL / EXTENSION REQUEST | 1000.00 | 180.00 | 1180.00 |
| 42 | SWITCHOVER CHARGES (CHARGES + 18 % GST EXTRA) | 2 % OUTSTANDING (Other than Individual only) | ||
| 43 | COMMITMENT CHARGES (CHARGES + 18 % GST EXTRA) | 1 % ON UNUSED PORTION * | ||
| *NOTE:= In CC/OD Accounts (Except against Liquid Assets) 1% Commitment charge to be levied on unused portion if the annual average limit utilization is less than 65% | ||||
| 44 | ADVANCE CONDITION VIOLATION CHARGES | 2 % OUTSTANDING AMT OF LOAN /OVERDRAFT OR SANCTIONED AMOUNT | ||
| 45 | CERSAI REGISTRATION CHARGES (PER ASSET) | |||
| MOVABLE ASSET (FRESH REGISTRATION) | 100.00 | 18.00 | 118.00 | |
| MOVABLE ASSET ( EXISITING REGISTRATION) | NIL | |||
| IMMOVABLE ASSET (FRESH REGISTRATION) | NIL | |||
| IMMOVABLE ASSET (EXISTING REGISTRATION) | NIL | |||
| ADDITIONAL FEE (MOVABLE ASSET FRESH REGISTRATION) | NIL | |||
| NO OF DAYS OF DELAY IN FILING OF SECURITY INTEREST | ||||
| FROM 31 DAYS TO 40 DAYS (TWO TIMES THE AMOUNT OF APPLICABLE FEE + ORIGINAL FEE) | 300.00 | 54.00 | 354.00 | |
| FROM 41 DAYS TO 50 DAYS (FIVE TIMES THE AMOUNT OF APPLICABLE FEE + ORIGINAL FEE) | 600.00 | 108.00 | 708.00 | |
| FROM 51 DAYS TO 60 DAYS (TEN TIMES THE AMOUNT OF APPLICABLE FEE + ORIGINAL FEE) | 1100.00 | 198.00 | 1298.00 | |
| 46 | SMS CHARGES QUARTERLY (SAVINGS,PREMIUM SAVINGS,CURRENT,CC-OD ACCOUNTS) | 10.00 | 1.80 | 11.80 |
| SMS CHARGES FOR PREMIUM CURRENT ACCOUNT | NIL | |||
| 47 | CASH HANDLING CHARGES AGGREGATE AMT CREDITED IN A/C PER DAY | |||
| BELOW 5 LAKH | NIL | |||
| > = 5 LAKH < 10 LAKH | 50.00 | 9.00 | 59.00 | |
| > = 10 LAKH < 20 LAKH | 100.00 | 18.00 | 118.00 | |
| > = 20 LAKH < 30 LAKH | 200.00 | 36.00 | 236.00 | |
| > = 30 LAKH | 500.00 | 90.00 | 590.00 | |
| CASH HANDLING CHARGES :- PREMIUM CURRENT ACCOUNT & PREMIUM SAVINGS ACCOUNT | UP TO 20 LAKH FREE | |||
| FOREIGN LETTER OF CREDIT | ||||
| 48 | (A) SIGHT L/C (DP) :- 0.50% PER LC INCLUDING COMMISSION & COMMISSION OF OTHER BANKS (GST - 18% EXTRA) | |||
| (B) USANCE L/C (DA) :- 1.50% P.A INCLUDING COMMISSION OF OTHER BANKS (GST - 18% EXTRA) | ||||
| 49 | INLAND L/C (USANCE & SIGHT) - 0.50% PER L/C (GST - 18% EXTRA) | |||
| INLAND GUARANTEE | ||||
| 50 | 1%COMMISSION PER ANNUM IN CASE OF 100% SECURED GUARANTEE / L.C BY WAY OF OUR FD RECEIPTS. IN ALL OTHER CASES 1.50% COMMISSION PER ANNUM (GST - 18% EXTRA) | |||
Important Links
Latest News
- 2022-03-29
Concept of overdue sma and npa classification and upgradation as per rbi guidelines - 2021-08-05
Card Control / Limit Control through Mobile BankingNow customer can control of their Rupay Debit Card ATM / POS / Ecom Channel and Limit through Mobile Banking. - 2021-08-03
Ring Road Branch going to shift
Ring Road Branch which is currently located at “First Floor, B-Wing, Millennium Textiles Market, Ring Road, Surat 395002 will be shifted at new premises “ Ground Floor, WTC Building, Market Exchange, BSNL, B/S Millennium Textile Market, Ring Road, Surat 395002 ” shortly. All customers of Ring Road Branch are requested to take a note of it. - 2020-10-06
Introduce ATM Debit Card Channel Control through SMS - 2020-08-27
Udyam Registration Notice - 2020-02-01
SPCB RuPay Debit card POS / Ecom Limit increased - 2018-04-02
BE AWARE OF FAKE RECRUITMENT ADVERTISEMENTS - 2018-06-01
Prevent Unauthorized Transactions in your demat account --> Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL on the same day issued in the interest of investors. - 2019-09-01
Surat Peoples Bank never sends Email/SMS or Calls you over phone to get your personal detail, Password or OTP. Any such communication is an attempt to CHEAT YOU - 2018-04-02
KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary
