Deposit Interest Rate- The Surat People's Co-operative Bank Ltd.

Rate of Interest on Deposits

(W.E.F – 09.05.2025)

Duration	Rate of Interest on Deposits Less than ₹ 1 Crore (RETAIL RATE)	Rate of Interest on Deposits for Senior Citizens (0.50% Extra)*	Rate of Interest on Deposits ₹ 1 Crore and above (BULK RATE)
7 days upto 14 days	4.50	4.50	4.50
15 days upto 30 days	4.50	4.50	4.50
31 days upto 45 days	4.50	4.50	4.50
46 days upto 90 days	5.50	5.50	5.50
91 days upto 180 days	5.50	5.50	5.50
181 days upto 1 Year	6.25	6.25	6.25
Above 1 Year upto 2 Years	7.25	7.75	7.50
Above 2 Years upto 3 Years	7.25	7.75	7.50
Above 3 Years upto 4 Years	7.75	8.25	8.00
Above 4 Years upto 5 Years	7.00	7.50	7.25
Above 5 Years upto 10 Years	7.00	7.50	7.25
Vasudhara Tax Planning Scheme	7.00	7.50	7.25

Interest Rates on Savings deposit – 3.50%.
Staff / Ex- Staff is entitled to 1% more for Term deposits.
Senior Citizens of 60 years and above are entitled to 0.50 % more for the term deposit of above 1 year on fresh / renewal of deposits.*
Bulk Deposits (Single deposit of ₹ 1.00 crore and above) rate of interest 0.25% more from above rates for term deposit of above 1 year.
No Interest on Current deposits.
Co-operative Banks Term deposit not to be accepted for Bulk Deposit of 1Crore & above( Co-operative Banks single Term deposit will be accepted up to 99,99,999/- ).

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