Current bank account is opened by businessmen who have a higher number of regular transactions with the bank. It includes deposits, withdrawals and contra transactions. It is also known as Demand Deposit Account.
In Current account, amount can be deposited and withdrawn at any time without giving any notice. It is also suitable for making payments to creditors by using cheques. Cheques received from customers can be deposited in this account for collection
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NAME OF NEW SCHEME |
GENERAL CURRENT ACCOUNT |
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TYPE OF DEPOSIT |
CURRENT ACCOUNT |
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MIN REQUIREMENT |
nil |
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MIN BALANCE |
Rs. 3000/- |
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KYC COMPLIANCE |
IN FULL |
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BASIC FEATURES/FACILITIES |
NOMINATION FACILITY (INDIVIDUALS ONLY) |
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FREE UNLIMITED WITHDRAWAL |
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FREE STANDING INSTRUCTION |
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FREE ATM CARD (PROP/INDIVIDUAL) FOR FIRST YEAR |
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FREE CASH DEPOSIT AT ANY BRANCH |
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WAIVER OF LEDGER FOLIO CHARGES |
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FREE SMS ALERTS |
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NAME OF NEW SCHEME |
SPB PREMIUM CURRENT ACCOUNT SCHEME |
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TYPE OF DEPOSIT |
CURRENT ACCOUNT |
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MIN REQUIREMENT |
AVERAGE QUARTERLY BAL Rs.1,00,000 |
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MIN BALANCE |
Rs. 5000/- |
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KYC COMPLIANCE |
IN FULL |
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BASIC FEATURES/FACILITIES |
NOMINATION FACILITY (INDIVIDUALS ONLY) |
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FREE PERSONALISED 6 CHEQUE BOOKS OF 45 LEAVES EACH |
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FREE UNLIMITED WITHDRAWAL PER QUARTER |
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FREE STANDING INSTRUCTION FACILITY/BAL.CERTIFICATE |
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FREE ATM CARD (PROP/INDIVIDUAL) FOR FIRST YEAR |
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FREE CASH DEPOSIT AT ANY BRANCH |
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WAIVER OF LEDGER FOLIO CHARGES |
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WAIVER OF DD/PO ISSUE CHARGES |
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WAIVER OF REMITANCES/NEFT/RTGS CHARGES |
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FREE SMS ALERTS |
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PENALTY OF Rs.500/- FOR DEFAULT IN AVERAGE QUARTERLY |
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BALANCE |
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PENALTY OF Rs 500/- FOR CLOSURE OF A/C WITHIN ONE YEAR |
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- 2022-03-29
Concept of overdue sma and npa classification and upgradation as per rbi guidelines - 2023-03-06
Pandesara Brach going to shift-which is currently located at Ground Floor, Vrajlal Dhamanwala Service Complex, GIDC, Pandesara, Surat 395010 will be shifted to new premises at Plot No.69-71, Ground Floor, Shri Ram Estate, Pramukh Park, Pandesara, Bhedwad, Surat 394221 shortly. - 2021-08-05
Card Control / Limit Control through Mobile BankingNow customer can control of their Rupay Debit Card ATM / POS / Ecom Channel and Limit through Mobile Banking. - 2021-08-03
Ring Road Branch going to shift
Ring Road Branch which is currently located at “First Floor, B-Wing, Millennium Textiles Market, Ring Road, Surat 395002 will be shifted at new premises “ Ground Floor, WTC Building, Market Exchange, BSNL, B/S Millennium Textile Market, Ring Road, Surat 395002 ” shortly. All customers of Ring Road Branch are requested to take a note of it. - 2020-10-06
Introduce ATM Debit Card Channel Control through SMS - 2020-08-27
Udyam Registration Notice - 2020-02-01
SPCB RuPay Debit card POS / Ecom Limit increased - 2018-04-02
BE AWARE OF FAKE RECRUITMENT ADVERTISEMENTS - 2018-06-01
Prevent Unauthorized Transactions in your demat account --> Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL on the same day issued in the interest of investors. - 2019-09-01
Surat Peoples Bank never sends Email/SMS or Calls you over phone to get your personal detail, Password or OTP. Any such communication is an attempt to CHEAT YOU - 2018-04-02
KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary
