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Loan Interest
With Effective From : 16-04-2012
| Loan Type |
Limitation | Upto Rs. 1 Lac | Upto Rs. 5 Lacs | Upto Rs. 50 Lacs | Above Rs. 50 Lacs |
| Buisness loan - term loan |
| 13.50 | 13.50 | 13.50 | 13.00 |
| Cash credis |
| 13.50 | 13.50 | 13.50 | 13.50 |
| Overdraft on mortgage |
| 14.50 | 14.50 | 14.50 | 14.50 |
| Professional loan |
| 11 | 11 | 11 | 11 |
| Personal loan (against property) |
| 15 | 15 | 15 | 15 |
| Travel loan |
| 13.50 | 13.50 | 13.50 | 13.50 |
| Loan against NSC/KVP/government security |
| 10.50 | 10.50 | 10.50 | 10.50 |
| Overdraft/loan against joint stock company or share |
| 13.50 | 13.50 | 13.50 | 13.50 |
| Education loan |
Boys | 11 | 11 | 11 | 11 |
| Education loan |
Girls | 10.50 | 10.50 | 10.50 | 10.50 |
| Vasudhara Avas Yojna |
66 months | 10.50 | 10.50 | 10.50 | 10.50 |
| Vasudhara Avas Yojna |
10 years | 11 | 11 | 11 | 11 |
| Vasudhara Avas Yojna |
15 years | 11.50 | 11.50 | 11.50 | 11.50 |
| Consumer loan |
| 14 | 14 | 14 | 14 |
| Vehicle loan 2 wheeler |
| 13 | 13 | 13 | 13 |
| Vehicle loan 4 wheeler |
| 11.50 | 11.50 | 11.50 | 11.50 |
| Bill discount (against LC) |
| 12 | 12 | 12 | 12 |
| Bill discount |
| 15 | 15 | 15 | 15 |
| Project finance |
| 14.50 | 14.50 | 14.50 | 14.50 |
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